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Your workforce is your most valuable asset, so it makes sense to help your employees stay fit healthy. You can do just that with Asset from Sovereign Health Care. Our comprehensive, employer paid cash plan for 10 or more employees is easy to set up and pays employees tax free cash back towards the costs of staying on top of their everyday health care. What’s more, it also covers pre-existing conditions and there’s no qualifying period, so everyone can use it from day one.*
To help meet your duty of care requirements, Asset includes access to a leading Employee Assistance Programme (EAP), offering confidential support, assistance and counselling to help employees deal with a range of life events. Plus, Asset also includes Personal Accident (PA) cover of up to £20,000 as standard.
The table below details the cover provided at each level and the premiums.
| Level 1 | Level 2 | Level 3 | |||
| Monthly premium - per employee | For 10 to 24 employees | £7.95 | £16.35 | £25.95 | |
| For 25 or more employees | £6.95 | £15.35 | £24.95 | ||
| Annual product benefits | Level 1 | Level 2 | Level 3 | Payback | |
| Help meet your duty of care and DSE obligations | |||||
Employee wellbeing and counselling service included as standard on all cover levels provided by a specialist third party
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| Optical¹ pays towards eye tests and prescription glasses, safety glasses and contact lenses |
up to £60 | up to £120 | up to £180 | 100% | |
| Support everyday health and wellbeing | |||||
| Dental¹ | up to £80 | up to £160 | up to £240 | 100% | |
| Physiotherapy / Osteopathy / Chiropractic / Sports massage including cover for PMI excess |
up to £150 | up to £300 | up to £450 | 100% | |
| Chiropody / Podiatry | up to £50 | up to £100 | up to £150 | 100% | |
| Acupuncture / Homeopathy / Reflexology / Earwax removal | up to £50 | up to £100 | up to £150 | 100% | |
| Support faster diagnosis | |||||
| Health screening² | up to £125 | up to £250 | up to £375 | 100% | |
| Hospital consultant fees and diagnostic tests including cover for PMI excess |
up to £125 | up to £250 | up to £375 | 100% | |
| Hospital day case admission | £30per day | £60per day | £90per day | Max 5 days | |
| Added reassurance should the unexpected happen | |||||
Personal Accident cover underwritten by American International Group UK Limited. See the separate terms and conditions for full details
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| Exclusive Sovereign member benefits³ - accessed via the online customer area |
| 24-hour GP service - convenient access to a practising NHS GP wherever you are in the world |
| Sovereign Perks - access a wide range of exclusive online and high street discounts |
Premiums include insurance premium tax (IPT) at the current rate. Please see the Asset terms and conditions for full details.
*Does not apply to PA cover which has separate terms and conditions.
1Up to four dependent children, aged under 18, are covered for optical and dental benefits on the employee’s policy only. Cover provides separate annual maximums for the employee and each of their covered dependent children.
2Where an employer provides employees with direct access to a health screen through a third party practitioner, they will only be entitled to claim through their Asset policy for the cost of this type of health screen once in any two year period.
3Terms and conditions apply to all Sovereign Health Care member benefits, details of which are available through the secure customer area.
Easy to apply, simple to implement. Why wait? Call us on 01274 841 127 or enquire online