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Merit is our entry-level employer paid health care cash plan for 10 or more employees and costs £4.70 per employee, per month, so looking after your employees is more affordable than you might think. With one simple level of cover, Merit can be provided to all of your employees plus, as it also covers pre-existing conditions, everyone can use it from day one.
As an added bonus, your employees will have online access to exclusive member benefits including online and high street discounts and a 24-hour GP service.
With Merit, your employees can claim money back towards a range of everyday health care costs, so they hopefully won’t have to make a choice between looking after their health and their finances. What’s more, you also have the option of adding an Employee Assistance Programme.
The table below shows the cover Merit provides and the cost.
Cover amount | ||
Monthly premium - per employee | £4.70 | |
Annual product benefits | Cover amount | Payback |
Everyday essentials | ||
Dental | up to £55 | 100% |
Optical | up to £55 | 100% |
Help to keep you ticking over | ||
Physiotherapy / Osteopathy / Chiropractic / Sports massage including cover for PMI excess |
up to £125 | 100% |
Chiropody / Podiatry | up to £40 | 100% |
Acupuncture / Homeopathy / Reflexology / Earwax removal | up to £40 | 100% |
Health screening† | up to £105 | 100% |
Support if you need hospital treatment | ||
Hospital consultant fees and diagnostic tests including cover for PMI access |
up to £105 | 100% |
Hospital day case admission | £25per day | Max 5 days |
Monthly premium - optional partner cover | ||
Your employees can pay to cover their partner | £7.70 |
Premiums include insurance premium tax (IPT) at the current rate. Please see the Merit terms and conditions for full details.
†Where an employer provides employees with direct access to a health screen through a third party practitioner, employees will only be entitled to claim through their Merit policy for the cost of this type of health screen once in any two year period.
Straightforward, low cost. Why wait? Call us on 01274 841 127 or enquire online