Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm
GET A £30 MORRISONS E-VOUCHER
IF YOU JOIN BEFORE 30 NOV 2025*
EASY TO JOIN
NO MEDICAL
PREMIUMS DEDUCTED
FROM YOUR PAY
Health insurance that’s designed to be used – from £1.95 a week
Looking after your health is important but it can be costly. Fortunately, the exclusive Morrisons health care cash plan, provided by Sovereign Health Care, helps to cover dental, optical and other everyday health costs, so paying for check-ups and treatment isn’t as much of a worry.
Plus, if you join before 30 November 2025, you’ll receive a £30 Morrisons e-voucher!*
You can claim, up to your cover level limit, 100% of your dental and optical costs and up to 50% of other health costs including prescription charges, physiotherapy, earwax removal, chiropody and much more. It also pays a fixed sum if you have to spend time in hospital. See the table of benefits for more details. It covers NHS and private treatment, there’s no medical and no annual contract.
When you register for Sovereign’s online customer area, not only can you claim online, you can also access a 24-hour GP service where you can speak to a practising NHS GP wherever you are in the world. Plus, through Sovereign Perks you can access a range of online and high street discounts.
Take a look at this helpful video to find out everything you need to know about the Morrisons colleague cash plan.
Up to four dependent children covered for free!
For no extra cost, an adult’s plan covers up to four dependent children, aged under 18, for many of the benefits. What’s more, you can pay to cover your partner or other family members, so they too can enjoy the exclusive benefits of the Morrisons health care cash plan. They’ll also receive a £30 Morrisons e-voucher if they join before 30 November 2025.*
How much can I claim?
This example is based on you having level 3 cover, which costs £2.94 per person per week (£152.88 per year). If you were to claim on dental, optical, physiotherapy and prescription costs you could get £280.15 cash back on the £375.00 you spent on treatment. Please note physiotherapy has a 6 month qualifying period for pre-existing conditions.
Scroll to see more
NHS costs correct at 01/04/2025
Please see the table of benefits for details of the full range of benefits you can claim for.
Claiming is easy
You can claim from day one and you have 12 months from the date of treatment to make a claim. Some benefits have a qualifying period or a 6 month qualifying period for pre-existing conditions, click here for more details. Claiming is easy – just pay your bill as normal and ask for a receipt with your name on it. You can claim online or by post and the money can be paid into your bank account.
Here are some frequently asked questions about the Morrisons colleague cash plan:
Who can join?
This health care cash plan is exclusively for Morrisons colleagues and as long as you are an employee of Morrisons you can apply to join. No medical is needed and the same price applies to everyone regardless of age or medical history. Plus, for no extra cost, an adult’s plan covers up to four dependent children, aged under 18, for many of the benefits. You can also pay to cover your partner or a family member, and if they join between 1 August and 30 November 2025, they’ll receive a £30 Morrisons e-voucher too as a thank you.*
How much can I claim?
This example is based on you having level 3 cover, which costs £2.94 per person per week (£152.88 per year). If you were to claim on dental, optical, physiotherapy and prescription costs you could get £280.15 cash back on the £375.00 you spent on treatment. Please note physiotherapy has a 6 month qualifying period for pre-existing conditions.
Scroll to see more| Payback level of the cash plan | Amount paid for treatment | Cash back from Sovereign | Total amount you can claim back per claiming year |
Amount you have left to claim | |
| 100% | £75.30 | £75.30 | £105 | £29.70 | |
| 100% | £110 | £110 | £135 | £25 | |
| 50% | £160 | £80 | £375 | £295 | |
| 50% | £29.70 | £14.85 | £24 | £9.15 | |
| Total | £375.00 Paid for treatment | £280.15 Cash back from Sovereign | |||
NHS costs correct at 01/04/2025
Please see the table of benefits for details of the full range of benefits you can claim for.
How do I make a claim?
Claiming is easy – you can send your claim online or by post, it’s entirely up to you! Once received, your claim will be processed promptly and your money can go directly into your bank account. You’ve got plenty of time to claim, a whole 12 months from when you received treatment.
How soon can I claim?
When you join the Morrisons health care cash plan you can claim straightaway for treatment received from the date your policy starts. However, certain benefits do have a qualifying period or a 6 month qualifying period for pre-existing conditions. The birth/adoption benefit has a 6 month qualifying period. A 6 month qualifying period for pre-existing conditions applies on physiotherapy/osteopathy/ chiropractic/sports massage, hospital in-patient, recuperation, hospital day case admission, hospital consultant fees and diagnostic tests, hearing aids and specialist medical aids.
How do I apply?
Applying is easy, simply fill in the short online application form. You’ll need your employee ID number to join – you can find this on your pay slip.
If you work for the Morrisons Gibraltar store please speak to your store personnel manager for the dedicated Gibraltar application form, or call +44 1274 841130 to request an application form.
I’m an existing policyholder, can I cover my partner or a family member?
If you are a Morrisons colleague and already a policyholder, you can apply to cover your partner or family members so they too can enjoy the exclusive benefits of the Morrisons health care cash plan. What’s more, they’ll also receive a £30 Morrisons e-voucher when they join between 1 August and 30 November 2025!* To apply to cover a partner or family member simply:
- Call us on 01274 841 130. Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm.
- Download or print the application form here then fill in all sections. Remember to sign the declaration at the end of the application form to authorise the changes, then return the form in an envelope to: FREEPOST SOVEREIGN HEALTH (no stamp or other address details needed)
I’m an existing policyholder, can I change my level of cover?
You can increase or decrease your level of cover to suit your needs and budget, though you must remain at your new level of cover for 12 months before you change again. To change your level of cover simply:
- Call us on 01274 841 130. Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm. Or email help@sovereignhealthcare.co.uk – please quote your name and policy number in your email
- Download or print the application form here, then fill in all sections. Remember to sign the declaration at the end of the application form to authorise the changes, then return the form in an envelope to: FREEPOST SOVEREIGN HEALTH (no stamp or other address details needed)
If you have any questions please call 01274 841 130. Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm.
I have a question about my e-voucher
I haven’t received any information about how to claim my e-voucher
Eligible customers will receive an e-voucher code via the email address on their policy upon meeting the following criteria: your application to join is accepted; the new policy remains active beyond the 14 day cooling off period; the first month’s premium is paid; and you register and log into Sovereign’s secure customer area within 90 days of your policy start date.
The e-voucher code will expire six months after the date it is issued. Once expired, it cannot be used in any way and no replacement will be issued, so please make sure you check your spam folder.
If you have any questions or require further information, please call our customer support team on 01274 841130. Lines are open Monday to Thursday from 9am to 5pm, and Fridays from 9am to 4pm. Alternatively you can email help@sovereignhealthcare.co.uk – please remember to quote your policy number on your email.
I have received an e-voucher code and have a question about redeeming it
If you have received an e-voucher code and you have a question about redeeming an eGift or Gift Card, more information is available here. For further assistance, you can also contact Blackhawk Network, the e-voucher provider, by calling 0344 693 9901 or completing the contact form here.
I’ve introduced someone to Sovereign Health Care, when will I get my
e-voucher?
Your e-voucher will be issued subject to the following: the new customer quotes your policy number on their application; their application is accepted; their policy remains active beyond the 14 day cooling off period; the first month’s premium is paid.
We will then email instructions on claiming your e-voucher to the address registered on your policy. If we don’t hold an email address for you, you will need to register for the Sovereign online customer area as soon as possible. To register, click here and follow the instructions – please have your policy number to hand.
To go to the Morrisons colleague benefits platform click here.
Here are some useful documents:
*E-voucher offer details: A £30 Morrisons e-voucher is available to new customers of Sovereign Health Care (“Sovereign”) joining the Morrisons health care cash plan who meet the following qualifying criteria: the application to join is accepted between 1 August and 30 November 2025; the new policy remains active beyond the 14 day cooling off period; the first month’s premium is paid; and the new customer registers and logs into Sovereign’s secure customer area within 90 days of their policy start date. Upon qualification, a code to redeem the e-voucher will be sent to the email address provided on the new policy. If the new customer is introduced by an existing Sovereign customer and their policy number is quoted on the application form, a £30 e-voucher code will also be sent to the existing customer to the email address on their policy. The code will expire six months after the date it is issued. Once expired, it cannot be used in any way and no replacement will be issued. Existing customers can receive e-vouchers for up to five new customer introductions per calendar year. E-vouchers are provided by Blackhawk Network and are subject to their terms and conditions. No alternatives to this promotion will be offered. Sovereign reserves the right to alter, cancel or withdraw the offer at any time.
**The GP24 service is provided by HealthHero on behalf of Sovereign Health Care. By using the GP24 service, you agree to HealthHero’s terms and conditions, which are available on the GP24 app. Terms and conditions apply to the use of Sovereign Perks, details of which are available through our secure customer area. Sovereign Perks is managed and run on behalf of Sovereign Health Care by Parliament Hill Ltd using third party partners. Any purchases you make will be with the relevant third party and not Sovereign Health Care and will be subject to their terms. All offers may be withdrawn or changed without notice.